Applied Card Technologies (ACT) is an independent UK company specialising in the design, development, installation and operation of e-commerce and smart card systems.

In the retail market, ACT designs, builds and delivers dynamic card reward programmes that can evolve with changing customer behaviour patterns as well as any changes in market conditions, all without the need to replace card or system infrastructure. The unique advantage ACT offers is experience in all aspects of innovative smart card solution provision; from cards and readers, to e-security and back office compatibility.

ACT is a Microsoft partner and ensures its products are delivered to the latest industry standards.